GET A CUSTOM QUOTE FOR YOUR CLIENTS
Use our Web Tool to get professional, custom quote you can present to your clients.
Advisor Information
Client Information
Company Type
Incorporated
Sole Proprietor
Province:
Choose a Plan
Plan Details
What does a particular plan cover?
a. Use the Health Spending Account to provide a tax-free health and dental reimbursement to employees. Add as a top-up to existing benefits or as a stand-alone. Groups of 1 to unlimited.
b. Use the Lifestyle Spending Account to provide taxable reimbursement options such as gym passes, leisure fees, fitness training, daycare, or a custom option. Implement as a stand-alone (no HSA) or combine it with the HSA and allow employees to allocate where to spend their dollars. Select Flexible Spending to include both! Group's of 3 to unlimited.
c. Use CoreHealth+ to add 5 insurance components to the HSA to protect employees. Groups of 1 to unlimited. If you are not incorporated, CoreHealth+ is a great way to gain access to the HSA!
Choose a Plan
How to choose the correct plan
What does a particular plan covers
Sole Proprietor Plan
CoreHealth+
You can claim up to a total amount of:
CoreHealth+ Estimate
|
Custom % Usage
|
||||
|---|---|---|---|---|
|
% Core Used
|
70%
|
85%
|
100%
|
% |
|
Core $ spend
|
$0
|
$0
|
$0
|
$0
|
|
Total Insurance Premium
|
$0
|
$0
|
$0
|
$0
|
|
Core Admin Fee
|
$0
|
$0
|
$0
|
$0
|
|
GST/HST *
|
$0
|
$0
|
$0
|
$0
|
|
Additional ON Tax **
|
$0
|
$0
|
$0
|
$0
|
|
Total Cost
(plus applicable taxes) |
$0
|
$0
|
$0
|
$0
|
* 5% provincial GST/HST rate.
* 13% provincial GST/HST rate.
* 15% provincial GST/HST rate.
** Additional ON tax includes 8% RST & 2% premium tax on the claim amount, 13% HST & 2% premium Tax on the admin fee.
Group Insurance Coverage
|
Coverage
|
Single
|
Family
|
|---|---|---|
|
Life Insurance
|
$15,000
|
$15,000 [Employee]
$10,000 [Spouse] $5,000 [per Child] |
|
Accidental Death and
Dismemberment |
$60,000
|
$60,000 [Employee]
|
|
Critical Illness
|
$10,000
|
$10,000 [Employee]
|
|
Travel Emergency Medical
(upto 60 days of travel) |
$2,000,000
|
$2,000,000
[Each Family Member] |
|
Excess Medical Costs
(over $2,500) (Stop Loss Coverage) |
$250,000
[Lifetime Max] |
$250,000
[Lifetime Max] |
|
Monthly Premium
|
$29.99/month
+ any HSA usage |
$39.99/month
+ any HSA usage |