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Advisor Information

Client Information

Company Type


Incorporated


Sole Proprietor

Choose a Plan



Health Spending Account (HSA)    LifeStyle Spending Account (LSA)
CoreHealth Plus Account    Flexible Spending (HSA and LSA) Account

Choose a Plan



Sole Proprietor Plan

Health Spending Account (HSA) LifeStyle Spending Account (LSA)
CoreHealth Plus Account Flexible Spending (HSA and LSA) Account

CoreHealth+


For Self : $1,500

Spouse / Partner:   Yes   No

You can claim up to a total amount of:

$1500/year

CoreHealth+ Estimate

Custom % Usage
% Core Used
70%
85%
100%
%
Core $ spend
$0
$0
$0
$0
Total Insurance Premium
$0
$0
$0
$0
Core Admin Fee
$0
$0
$0
$0
GST/HST *
$0
$0
$0
$0
Additional ON Tax **
$0
$0
$0
$0
Total Cost
(plus applicable taxes)
$0
$0
$0
$0

* 5% provincial GST/HST rate.

* 13% provincial GST/HST rate.

* 15% provincial GST/HST rate.

** Additional ON tax includes 8% RST & 2% premium tax on the claim amount, 13% HST & 2% premium Tax on the admin fee.

Group Insurance Coverage

Coverage
Single
Family
Life Insurance
$15,000
$15,000 [Employee]
$10,000 [Spouse]
$5,000 [per Child]
Accidental Death and
Dismemberment
$60,000
$60,000 [Employee]
Critical Illness
$10,000
$10,000 [Employee]
Travel Emergency Medical
(upto 60 days of travel)
$1,000,000
$1,000,000
[Each Family Member]
Excess Medical Costs
(over $2,500)
(Stop Loss Coverage)
$250,000
[Lifetime Max]
$250,000
[Lifetime Max]
Monthly Premium
$29.99/month
+ any HSA usage
$39.99/month
+ any HSA usage

Health Spending Account



*

Single

$
$

Family

$


HSA Estimate

Typical Usage
Custom % Usage
% HSA Used
40%
65%
80%
100%
%
HSA $ spend
(Single)
$0
$0
$0
$0
$0
HSA $ spend
(Family)
$0
$0
$0
$0
$0
HSA Admin Fee
$0
$0
$0
$0
$0
GST/HST *
$0
$0
$0
$0
$0
Additional ON Tax **
$0
$0
$0
$0
$0
Total Cost
(Annual Limit)
$0
$0
$0
$0
$0

* 5% provincial GST/HST rate.

* 13% provincial GST/HST rate.

* 15% provincial GST/HST rate.

** Additional ON tax includes 8% RST & 2% premium tax on the claim amount, 13% HST & 2% premium Tax on the admin fee.


LifeStyle Spending Account



*

Single

$
$

Family

$

LSA Estimate

Custom % Usage
% LSA Used
40%
65%
80%
100%
%
LSA $ spend
(Single)
$0
$0
$0
$0
$0
LSA $ spend
(Family)
$0
$0
$0
$0
$0
LSA Admin Fee
$0
$0
$0
$0
$0
GST/HST *
$0
$0
$0
$0
$0
Total Cost
(Annual Limit)
$0
$0
$0
$0
$0

* 5% provincial GST/HST rate.

* 13% provincial GST/HST rate.

* 15% provincial GST/HST rate.



CoreHealth +



*

Single

$
$

Family

$

CoreHealth+ Estimate

Custom % Usage
% Core Used
50%
75%
100%
%
Core $ Spend (Single)
$0
$0
$0
$0
Core $ Spend (Family)
$0
$0
$0
$0
Total Insurance Premium
$0
$0
$0
$0
Core Admin Fee
$0
$0
$0
$0
GST/HST *
$0
$0
$0
$0
Additional ON Tax **
$0
$0
$0
$0
Total Cost
(plus applicable taxes)
$0
$0
$0
$0

* 5% provincial GST/HST rate.

* 13% provincial GST/HST rate.

* 15% provincial GST/HST rate.

** Additional ON tax includes 8% RST & 2% premium tax on the claim amount, 13% HST & 2% premium Tax on the admin fee.



Group Insurance Coverage

Coverage
Single
Family
Life Insurance
$15,000
$15,000 [Employee]
$10,000 [Spouse]
$5,000 [per Child]
Accidental Death and
Dismemberment
$60,000
$60,000 [Employee]
Critical Illness
$10,000
$10,000 [Employee]
Travel Emergency Medical
(upto 60 days of travel)
$1,000,000
$1,000,000
[Each Family Member]
Excess Medical Costs
(over $2,500)
(Stop Loss Coverage)
$250,000
$250,000
Monthly Premium
$29.99/month
+ any HSA usage
$39.99/month
+ any HSA usage

Flex Spending Account



*

Single

$
$

Family

$

Flexible Spending Estimate

Typical usage
Custom % Usage
% Usage
40%
65%
80%
100%
%
$ Spend
(Single)
$0
$0
$0
$0
$0
$ Spend
(Family)
$0
$0
$0
$0
$0
Admin Fee
$0
$0
$0
$0
$0
GST/HST *
$0
$0
$0
$0
$0
Additional ON Tax **
$0
$0
$0
$0
$0
Total Cost
(Annual Limit)
$0
$0
$0
$0
$0

* 5% provincial GST/HST rate.

* 13% provincial GST/HST rate.

* 15% provincial GST/HST rate.

** Additional ON tax includes 8% RST & 2% premium tax on the claim amount, 13% HST & 2% premium Tax on the admin fee.

Note: Calculation includes GST/HST for total dollars spent regardless of HSA or LSA allocation. Provincial taxes not applicable on any LSA reimbursements when the plan goes live. LSA claim amount is exempt from RST and will be reimbursed.